If you compare the hurricane season to a football game, we’re only now coming up on halftime. And Mother Nature likely hasn’t shown us the worst pages of her playbook yet.

We’ve been lucky so far this summer. Just four named storms have stirred so far in the Atlantic, with only Hurricane Dorian packing any punch. It hit the Bahamas hard, but instead of slamming most of Florida, did an end run up the coast to the Outer Banks of North Carolina before petering out over the maritime provinces of Canada.

Right now, the National Weather Service is watching three separate low-pressure systems in the Atlantic. One of them has already been as good as ruled out for dangerous development, but with the season nearing its peak, it’s anybody’s meteorological guess what else might happen.

Ocean water takes months to heat up, but also takes longer to cool down. The same goes for the Chesapeake Bay and our rivers. That’s a reason some of the fattest, meatiest crabs routinely get pulled in after Labor Day.

Hurricanes can be devastating for coastal communities like ours, and those of us who tend to be more superstitious might say we’re due soon.

The last major destructive storm to pass through this area was Hurricane Sandy in 2012. The previous August, Hurricane Irene, a Category 1 storm, knocked out power to 108,800 SMECO customers across Southern Maryland. Thousands of trees came down, many onto houses. Roads were blocked by toppled trees and downed power lines in Irene’s wake.

In September 2003, Hurricane Isabel had been downgraded to a tropical storm by the time it struck Southern Maryland, but it still packed a wallop few will ever forget. Isabel caused a 6-foot storm surge which flooded about homes and businesses around the region. Its top wind here was a 63 mph gust recorded at Naval Air Station Patuxent River. The tropical storm did $820 million in damage statewide.

We can all knock on wood that we’ll continue to be spared this hurricane season, but gambling on the weather doesn’t exactly sound like the best strategy for keeping safe.

September is National Preparedness and Maryland Preparedness Month. Here are some hurricane preparedness tips from the Department of Homeland Security’s www.ready.gov site:

• Prepare your home: Before a hurricane is even reported, there are steps you can take to keep your property and family safe. Trim or remove damaged trees and limbs; secure loose rain gutters and downspouts and clear any clogged areas or debris to prevent water damage; secure and reinforce the roof, windows and doors of the home; and purchase a portable generator or install a generator for use during power outages (keep them outside, at least 20 feet away from windows and doors and protected from moisture and never attempt to power the house by plugging a generator into a wall outlet).

• During a hurricane watch, review evacuation routes, listen to any information being broadcast by local officials and review and add to the items in your disaster supply kit. Kits should contain nonperishable food, water and other supplies, such as flashlights, local maps, first aid supplies and a battery-powered radio.

• During a hurricane warning, follow any evacuation orders from local officials, check in with family and friends and follow the hurricane timeline preparedness checklist found at www.ready.gov/hurricanes. When the hurricane is six hours away or closer, stay away from windows, turn the refrigerator or freezer to the coldest setting so food lasts longer in the event the power goes out, and check for online, TV or radio updates.

• After a hurricane: Listen to officials for updates or instructions; check in with family and friends; return home only once authorities say it is safe; watch for any debris or downed power lines; avoid walking or driving through flood water, as it may sweep you away or be electrically charged from downed lines; and photograph property damage to aid in filing an insurance claim.

For Charles residents, the website www.charlescountymd.gov/es/em/emergency-management offers some helpful tips to stay prepared, including a handy preparedness guide, as does the Maryland Emergency Management Agency site at mema.maryland.gov/Pages/resources-hurricane.aspx. And to get instant notification about severe weather and other alerts, sign up with county government at www.charlescountymd.gov/CNS.

Here’s to a safe second half of the Atlantic hurricane season.